中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.240 (+3.438%) 沽空 $4.02亿; 比率 23.887% │0.5倍│5.7厘建行(00939.HK) +0.290 (+3.337%) 沽空 $4.11亿; 比率 18.600% │0.5倍│5.8厘中行(03988.HK) +0.160 (+2.980%) 沽空 $3.47亿; 比率 22.748% │0.4倍│5.7厘农行(01288.HK) +0.180 (+3.061%) 沽空 $1.36亿; 比率 27.133% │0.6倍│5.1厘交行(03328.HK) +0.240 (+3.209%) 沽空 $5.46千万; 比率 13.537% │0.4倍│5.7厘邮储银行(01658.HK) +0.120 (+2.362%) 沽空 $6.95千万; 比率 23.995% │0.5倍│4.7厘招行(03968.HK) +1.200 (+2.490%) 沽空 $2.50亿; 比率 27.295% │1倍│4.4厘光大银行(06818.HK) +0.110 (+3.323%) 沽空 $2.22千万; 比率 25.788% │0.4倍│5.6厘民生银行(01988.HK) +0.060 (+1.729%) 沽空 $6.01百万; 比率 9.215% │0.3倍│5.2厘浙商银行(02016.HK) +0.040 (+1.575%) 沽空 $4.29百万; 比率 11.281% │0.3倍│6.3厘重农行(03618.HK) +0.120 (+1.826%) 沽空 $9.56百万; 比率 10.309% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-06-12 16:25。)