中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.050 (+0.735%) 沽空 $2.77亿; 比率 22.958% │0.5倍│5.7厘建行(00939.HK) +0.080 (+0.921%) 沽空 $6.23亿; 比率 36.255% │0.5倍│5.8厘中行(03988.HK) +0.030 (+0.577%) 沽空 $3.24亿; 比率 31.251% │0.4倍│5.7厘农行(01288.HK) +0.040 (+0.680%) 沽空 $1.99亿; 比率 46.926% │0.6倍│5.1厘交行(03328.HK) -0.010 (-0.139%) 沽空 $6.17千万; 比率 53.194% │0.4倍│5.7厘邮储银行(01658.HK) +0.010 (+0.199%) 沽空 $5.45千万; 比率 43.232% │0.5倍│4.7厘招行(03968.HK) +0.120 (+0.260%) 沽空 $1.39亿; 比率 24.611% │1倍│4.4厘光大银行(06818.HK) -0.010 (-0.330%) 沽空 $2.88百万; 比率 15.668% │0.4倍│5.6厘民生银行(01988.HK) +0.010 (+0.290%) 沽空 $7.83百万; 比率 20.236% │0.3倍│5.2厘浙商银行(02016.HK) 0.000 (0.000%) 沽空 $5.42百万; 比率 35.527% │0.3倍│6.3厘重农行(03618.HK) -0.080 (-1.180%) 沽空 $1.20千万; 比率 18.458% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-05-22 16:25。)